Rhonda Johnson

103- 2nd Street West
Box 1714
Brooks, AB T1R 1C5
Phone: (403) 362-0123 Mobile: (403) 501-9472 Fax: (403) 362-8543 Email Rhonda

Brooks & County of Newell Real Estate

Thanks for visiting my website! Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in Brooks. From information on Brooks, to advice about finding a mortgage or preparing your home to sell, it's all available here on my web site.

You can also search for your ideal home in Brooks by viewing current listings with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in Brooks.

As a professional real estate advisor, your satisfaction is my #1 priority! With over 16 years in the business I have the experience to assist you in any and all of your real estate needs. Whether it's finding your dream home or maximizing the return on selling your current home, I am here to guide you.

It's a great time to buy Real Estate in Brooks, Alberta. Whether you're buying or selling in Brooks or Newell County, feel free to contact me, the right Agent for today's market!

 

Sincerly,

 

Rhonda Johnson

Re/Max Top Producing Realtor

Re/Max Main Street Realty


Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %